About Us


Joseph A. Moses – Chairman/CEO


Joseph Moses began his credit union career with Downeast Credit Union in 2005 as executive vice president. In subsequent years, he served as the credit union’s chief financial officer for almost a decade, later becoming president in 2017. Most recently and still today, Mr. Moses serves the credit union as their president/CEO. Downeast Credit Union is the majority owner of Culane, and Joe has served as the chairman for Culane since its inception in late 2017.

Mr. Moses specializes in organizational development and management, and has proven experience as an effective indirect lender. Mr. Moses is a graduate of the CUNA Management School, Washington County Community College, University of Maine at Machias, and the American Public University. He is pursuing his doctorate’s degree in business management from the California Southern University.

CJ Glenn – Senior Underwriter

CJ Glenn is a Senior Underwriter who works directly with dealer finance managers to help give credit union members a hassle-free car buying experience. CJ believes in providing every credit union member the assistance they need, and the products they deserve.

CJ has been managing indirect lending and has had great success in building relationships with dealerships, as well as members, to help grow the overall indirect lending program. CJ and his wife Sarah have a 1 year old daughter and a labradoodle puppy they have just added to the family. CJ spends his free time playing both golf and disc golf or out on his motorcycle. CJ completed an associate’s degree in criminal justice from Andover College.

Josh Plisga – Senior Underwriter

Josh comes to CULANE with over 15 years of experience in Credit Union consumer lending. He enjoys working with Dealers and Credit Unions, connecting members with reliable transportation to help make their life routines a little easier. In his spare time he loves spending time with his family and watching sports especially the Red Sox, Celtics and LA Rams. Josh lives in Winslow with his wife, Lee, their son, Carter, and Mack their black lab.

Renee Sherrard – Funding Manager

Renee Sherrard is the Funding Manager for CULANE. Renee has exemplary attention to detail as well as managerial duties, the ability to multitask and take on a variety of duties in a fast-paced working environment. Renee has built strong relationships with all our dealerships over the years and since the launch of CULANE in March of 2018.  Additionally, Renee fosters relationships with Credit Unions throughout Maine and maintains a professional, courteous manner during communication between underwriters, funders, dealerships, Credit Unions, and processors.

Margaret Cheney – Indirect Loan Processor

Margaret Cheney is an Indirect Loan Processor at CULANE, working to serve our dealers and credit unions with the highest attention to detail and professionalism. She holds an Associates Degree in Hospitality Management from Beal College in Bangor. Margaret has past work experience in foodservice, tax preparation and office management.

She looks forward to serving credit unions and dealerships with her diverse background in hospitality and customer service. Her ability to build relationships will ensure smooth processing from start to finish for happy, satisfied credit union members.

Monica Laney – Indirect Loan Processor

Monica is CULANE’s Indirect Loan Processor. She brings seven years of expertise to the organization, having taken a little time off for the most challenging job of her career: a stay at home mom. Since being back in the workforce, Monica has developed great relationships with our dealerships and credit unions. She looks forward to serving credit unions and dealerships with her diverse background.

Moncia lives in Princeton, Maine and enjoys spending time with her family and being involved in their extra-curricular activities.

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