OUR TEAM
Joseph A. Moses – Chairman/CEO
Joseph Moses began his credit union career with Downeast Credit Union in 2005 as executive vice president. In subsequent years, he served as the credit union’s chief financial officer for almost a decade, later becoming president in 2017, and then president/CEO on January 1, 2019, which he serves in this capacity today. Downeast Credit Union is the majority owner of Culane, and Joe has served as the chairman of Culane since its inception in late 2017.
Mr. Moses specializes in organizational development and management and has proven experience as an effective indirect lender. Mr. Moses is an honors graduate of the CUNA Management School, Washington County Community College, the University of Maine at Machias, the American Public University, and the California Southern University.
Renee Sherrard – Operations & Relationship Manager
Renee Sherrard is the Operations Manager for CULANE. Renee has exemplary attention to detail as well as managerial duties, and the ability to multitask and take on a variety of duties in a fast-paced working environment. Renee has built strong relationships with all our dealerships over the years and since the launch of CULANE in March of 2018. Additionally, Renee fosters relationships with Credit Unions throughout Maine and maintains a professional, courteous manner during communication between underwriters, funders, dealerships, Credit Unions, and processors.
Josh Plisga – Senior Underwriter
Josh Plisga has been underwriting consumer loans, specializing in the field of indirect auto loans, his entire career. He began his career at Taconnet Federal Credit Union, where he began working as a teenager, for approximately the next fifteen years, Josh knows the credit union culture. Josh is regarded throughout the indirect lending space as one of the best indirect lending underwriters. We knew this and were fortunate to recruit Josh during the second quarter of 2018.
Sally Coleman – Senior Underwriter
Sally Coleman has been underwriting consumer loans for almost two decades. She began her career at Downeast Credit Union in 2003 and soon entered the lending space. Throughout her career at Downeast, she served a lengthy tenure as branch manager at the credit union’s main headquarters and later became the credit union’s indirect lending manager.
When Culane was created in March of 2018, Sally transitioned from indirect lending manager at Downeast Credit Union to a senior underwriter at Culane. After a couple of months into Culane, Sally decided to transition to Quirk Subaru of Bangor, becoming their finance manager. Lucky for us at Culane, we reached out to Sally to see if she would be interested in returning to Culane – and she said ‘YES’, now she’s back home with the team she has worked with for more than seventeen years.
Julie Carrier – Senior Underwriter & Loan Processor
Julie was an Air Force dependent throughout her childhood up until the time she graduated from high school. She was undecided about her professional future when she moved to Calais, the hometown of her mother, and it was there that she met the man who would become her husband of 28 years.
In 1989, Julie began her career in banking by taking a job at a community bank in the city of Calais. While she focused on raising her family, she took a break from working in the financial sector.
She began her career in underwriting and processing in 2009 at Downeast Credit Union, where she was also employed on the front line as a member service representative (MSR). She worked at DECU, where she eventually became a loan officer in 2012 and also handled her own loans. 2021 saw her make the move to Culane, where she is now employed in both the underwriting and processing departments.
Her favorite things to do in her leisure time are, go four-wheeling with her husband, work in her garden, and hang out with her friends and family.
Monica Laney – Lead Loan Processor
Monica is CULANE’s Indirect Loan Processor. She brings seven years of expertise to the organization, having taken a little time off for the most challenging job of her career: a stay-at-home mom. Since being back in the workforce, Monica has developed great relationships with our dealerships and credit unions. She looks forward to serving credit unions and dealerships with her diverse background.
Lee Plisga – Loan Processor & Underwriter
Lee Plisga brings nearly two decades of dedication to the credit union movement. She began her career in 2007 at Health First Federal Credit Union, where she gained experience across multiple departments before advancing into the lending division and serving as a loan officer. In 2015, Lee expanded her career by joining KSW Federal Credit Union, working in various roles but maintaining a strong focus on indirect lending. For the past seven years at KSW, Lee has worked with the CULANE platform and processes. She is excited to join our CULANE team, sharing her expertise in dealership lending and honoring the credit union philosophy of people helping people.